A conversation between a man and his new girlfriend

Woman: “Do you drink beer?”

Man: “Yes.”

Woman: “How many beers a day?”

Man: “Usually about 3.”

Woman: “How much do you pay per beer?”

Man: “$5.00 which includes a tip (This is where it gets scary!).”

Woman: “And how long have you been drinking?”

Man: “Oh, about 20 years, I suppose.”

Woman: “So, a beer costs $5.00 and you have 3 beers a day, which puts your spending each month at $450.00. In one year it would be approximately $5400.00 correct?”

Man: “Correct.”

Woman: “If in 1 year you spend $5400.00, not accounting for inflation, the past 20 years puts your spending at $108,000.00 or maybe more, correct?”

Man: “Correct.”

Woman:” Do you know that if you didn’t drink so much beer, that money could have been put in a step-up interest savings account, and after accounting for compound interest for the past 20 years, you could have now bought a Ferrari?”

Man: “Do you drink beer?”

Woman: “No.”

Man: “Where’s your Ferrari?”